+91 9867598267 & info@kamalmittal.com
Welcome To Lazy Ways of Making Money



Welcome to Time Value

Time Value is an Organisation formed to educate the Individual Investor about the Strategies of Money Management and Multiplication. All of the strategies that are shared are 100% practically tested and as simple as Mathematics. The primary objective of Time Value is to provide education in an extraordinary manner to Indian Investor to plan their Better and Brighter Future. Our aim is to change the perspective of and Indian Investor towards investing in various Investment Instruments.

Latest News

Click edit button to change this text… Read More 

Click edit button to change this text… Read More 

Click edit button to change this text… Read More 

Financial Planning & Education

Derivatives Strategies commonly known as Option Trading is a well known concept in western countries. People who understand Derivatives knows that the returns from Option Trading cannot be matched by any other Instrument in the world

An Indian Investor is far from the benefits of this segment and is still a trader or Investor in Equity Segment. The major reason for this is that even today none of the Education Organisation in India is taking any measures to educate Indian Investor about the subject. 

Our courses are specially designed with an aim to educate the Indian Investor about the power of Option Trading & the art of Leveraging. Our strategies assures not only good returns from Investments but also the protection of Profits in case of unprecedented event.

Money Management & Multiplication

Should Salaried Employee be Filing Balance Sheet?

According to Income Tax Law in India, It is not necessary to File Balance Sheet for a Salaried Employee. But should one be filing it, is a very Important Question. I believe, that one should. Let us understand Why?

Pension should be Tension Free

Anyone would love to receive pension, however small it may be, Pensions are always welcome by any person on earth. But is it advisable to buy a pension policy today in India ? Yes for some, but No for most of us.

Taking No Risk could be Very Risky

All advises say that “Safety of principal is far more important than growth of Fund by taking risks”. This may not be true for all Investors, as the situation of 2 different people could be different too.

Planning for Your Daughter’s Marriage

It is said  ”A Son is a Son, till he takes a Wife, and a Daughter is a Daughter, throughout your Life”. Along with the pride of being a daughter’s Parent comes a lot of responsibilities too. Failing to fulfil these may also cost a relationship in the end.